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HIGHLIGHTS

Rate of intrest

8.5% - 8.9% p.a

Tenure

5 - 3 years

Processing fee

nil

Loan amount

Rs.10 lakh - Rs.10 crore

Payment Charges

nil

Foreclosure Charges

Nil

Are you eligible?

  • Resident type: Indians and non-Resident Indians
  • (NRIs)Applicant's age: 18-70 years
  • Min. monthly income for primary applicant: Rs 15,000
  • Min, montly income for co-applicant: R 10,000

Key Feature of HDFC Home Loan

  • HDFC Home Loan intrest Rate starts from 8.40%
  • HDFC changes a processing fees of Minimum Rs 10,000
  • Loan Tenure of Home Loan ranges from 5 years to 30 years.
  • Prepayment of Home loans with Nil charges on floating rate loans

TENTATIVE LIST OF DOCUMENTS REQUIRED FOR HOME LOAN

Mandatory documents (to be submitted by all application)

  1. A cancelled cheque
  2. Bank Statement - last 6 months
  3. Complete loan application with one photograph
  4. Salary slip, bank statement and Form 16
  5. Investment Proof: LIC, mutual funds, property document etc.
  6. Appointment letter(if salaried individual)
  7. Identity Prof: Passport/Driving License/Voter ID/ PAN
  8. Property Documents: Sale deed, Katha, transfer of ownership
  9. Address Proof: License/Rent Agreement/ Utility bill
  10. Other document to be submitted as per your profile

For Salaried Individuals

  1. Identify proof: Passport/Driving License/ Voter ID/ PAN
  2. Salary Slips for the last 3 months
  3. Copy of IT Return or Form-16 for the last two years
  4. Last 6 month's bank statement (showing salary credited)

For Self-employee Individuals

  1. Bank account statemnet for the last 1 year
  2. Business existence proof: 3 years old saral copy and Business registration certificate
  3. Income proof: IT Returns along with Balance sheet and P&L statements for the last years
  4. Office address proof: Property documents, utility bills
  5. Photo ID proof: Passport/ Driving License/ Voter ID/ PAN

Mandatory document (to be submitted by all application)

  1. A copy of valid visa or work permit
  2. Any of the following for NRIs with Seafarer work Profile:
    1. Valid Job contract
    2. Continuous Discharge Certificate (CDC)(if disembarkation stamp is not older than 6 months)
    3. Expired contract letter (if disembarkation stamp is older than 6 months)
    4. Last salary slip as proof of employment with a shipping company
    5. Any of the following documents:
  3. Relevent passport pages (with overseas address)
  4. Overseas address proof: Government issued Noational Identity Card/ Driving License/ Utility bill/ Overseas bank statement/ Employe's certificates
  5. Address proof of the blood relative you're staying along with proof of relationship

HIGHLIGHTS

Rate of intrest

8.5% - 8.9% p.a

Tenure

5 - 3 years

Processing fee

nil

Loan amount

Rs.10 lakh - Rs.10 crore

Payment Charges

nil

Foreclosure Charges

Nil

Are you eligible?

  • Resident type: Indians and non-Resident Indians
  • (NRIs)Applicant's age: 18-70 years
  • Min. monthly income for primary applicant: Rs 15,000
  • Min, montly income for co-applicant: R 10,000

Key Feature of HDFC Home Loan

  • HDFC Home Loan intrest Rate starts from 8.40%
  • HDFC changes a processing fees of Minimum Rs 10,000
  • Loan Tenure of Home Loan ranges from 5 years to 30 years.
  • Prepayment of Home loans with Nil charges on floating rate loans

TENTATIVE LIST OF DOCUMENTS REQUIRED FOR HOME LOAN

Mandatory documents (to be submitted by all application)

  1. A cancelled cheque
  2. Bank Statement - last 6 months
  3. Complete loan application with one photograph
  4. Salary slip, bank statement and Form 16
  5. Investment Proof: LIC, mutual funds, property document etc.
  6. Appointment letter(if salaried individual)
  7. Identity Prof: Passport/Driving License/Voter ID/ PAN
  8. Property Documents: Sale deed, Katha, transfer of ownership
  9. Address Proof: License/Rent Agreement/ Utility bill
  10. Other document to be submitted as per your profile

For Salaried Individuals

  1. Identify proof: Passport/Driving License/ Voter ID/ PAN
  2. Salary Slips for the last 3 months
  3. Copy of IT Return or Form-16 for the last two years
  4. Last 6 month's bank statement (showing salary credited)

For Self-employee Individuals

  1. Bank account statemnet for the last 1 year
  2. Business existence proof: 3 years old saral copy and Business registration certificate
  3. Income proof: IT Returns along with Balance sheet and P&L statements for the last years
  4. Office address proof: Property documents, utility bills
  5. Photo ID proof: Passport/ Driving License/ Voter ID/ PAN

Mandatory document (to be submitted by all application)

  1. A copy of valid visa or work permit
  2. Any of the following for NRIs with Seafarer work Profile:
    1. Valid Job contract
    2. Continuous Discharge Certificate (CDC)(if disembarkation stamp is not older than 6 months)
    3. Expired contract letter (if disembarkation stamp is older than 6 months)
    4. Last salary slip as proof of employment with a shipping company
    5. Any of the following documents:
  3. Relevent passport pages (with overseas address)
  4. Overseas address proof: Government issued Noational Identity Card/ Driving License/ Utility bill/ Overseas bank statement/ Employe's certificates
  5. Address proof of the blood relative you're staying along with proof of relationship

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