HIGHLIGHTS
Rate of intrest
8.5% - 8.9% p.a
Tenure
5 - 3 years
Processing fee
nil
Loan amount
Rs.10 lakh - Rs.10 crore
Payment Charges
nil
Foreclosure Charges
Nil
Are you eligible?
Resident type: Indians and non-Resident Indians
(NRIs)Applicant's age: 18-70 years
Min. monthly income for primary applicant: Rs 15,000
Min, montly income for co-applicant: R 10,000
Key Feature of HDFC Home Loan
HDFC Home Loan intrest Rate starts from 8.40%
HDFC changes a processing fees of Minimum Rs 10,000
Loan Tenure of Home Loan ranges from 5 years to 30 years.
Prepayment of Home loans with Nil charges on floating rate loans
TENTATIVE LIST OF DOCUMENTS REQUIRED FOR HOME LOAN
Mandatory documents (to be submitted by all application)
A cancelled cheque
Bank Statement - last 6 months
Complete loan application with one photograph
Salary slip, bank statement and Form 16
Investment Proof: LIC, mutual funds, property document etc.
Appointment letter(if salaried individual)
Identity Prof: Passport/Driving License/Voter ID/ PAN
Property Documents: Sale deed, Katha, transfer of ownership
Address Proof: License/Rent Agreement/ Utility bill
Other document to be submitted as per your profile
For Salaried Individuals
Identify proof: Passport/Driving License/ Voter ID/ PAN
Salary Slips for the last 3 months
Copy of IT Return or Form-16 for the last two years
Last 6 month's bank statement (showing salary credited)
For Self-employee Individuals
Bank account statemnet for the last 1 year
Business existence proof: 3 years old saral copy and Business registration certificate
Income proof: IT Returns along with Balance sheet and P&L statements for the last years
Office address proof: Property documents, utility bills
Photo ID proof: Passport/ Driving License/ Voter ID/ PAN
Mandatory document (to be submitted by all application)
A copy of valid visa or work permit
Any of the following for NRIs with Seafarer work Profile:
Valid Job contract
Continuous Discharge Certificate (CDC)(if disembarkation stamp is not older than 6 months)
Expired contract letter (if disembarkation stamp is older than 6 months)
Last salary slip as proof of employment with a shipping company
Any of the following documents:
Relevent passport pages (with overseas address)
Overseas address proof: Government issued Noational Identity Card/ Driving License/ Utility bill/ Overseas bank statement/ Employe's certificates
Address proof of the blood relative you're staying along with proof of relationship
HIGHLIGHTS
Rate of intrest
8.5% - 8.9% p.a
Tenure
5 - 3 years
Processing fee
nil
Loan amount
Rs.10 lakh - Rs.10 crore
Payment Charges
nil
Foreclosure Charges
Nil
Are you eligible?
Resident type: Indians and non-Resident Indians
(NRIs)Applicant's age: 18-70 years
Min. monthly income for primary applicant: Rs 15,000
Min, montly income for co-applicant: R 10,000
Key Feature of HDFC Home Loan
HDFC Home Loan intrest Rate starts from 8.40%
HDFC changes a processing fees of Minimum Rs 10,000
Loan Tenure of Home Loan ranges from 5 years to 30 years.
Prepayment of Home loans with Nil charges on floating rate loans
TENTATIVE LIST OF DOCUMENTS REQUIRED FOR HOME LOAN
Mandatory documents (to be submitted by all application)
A cancelled cheque
Bank Statement - last 6 months
Complete loan application with one photograph
Salary slip, bank statement and Form 16
Investment Proof: LIC, mutual funds, property document etc.
Appointment letter(if salaried individual)
Identity Prof: Passport/Driving License/Voter ID/ PAN
Property Documents: Sale deed, Katha, transfer of ownership
Address Proof: License/Rent Agreement/ Utility bill
Other document to be submitted as per your profile
For Salaried Individuals
Identify proof: Passport/Driving License/ Voter ID/ PAN
Salary Slips for the last 3 months
Copy of IT Return or Form-16 for the last two years
Last 6 month's bank statement (showing salary credited)
For Self-employee Individuals
Bank account statemnet for the last 1 year
Business existence proof: 3 years old saral copy and Business registration certificate
Income proof: IT Returns along with Balance sheet and P&L statements for the last years
Office address proof: Property documents, utility bills
Photo ID proof: Passport/ Driving License/ Voter ID/ PAN
Mandatory document (to be submitted by all application)
A copy of valid visa or work permit
Any of the following for NRIs with Seafarer work Profile:
Valid Job contract
Continuous Discharge Certificate (CDC)(if disembarkation stamp is not older than 6 months)
Expired contract letter (if disembarkation stamp is older than 6 months)
Last salary slip as proof of employment with a shipping company
Any of the following documents:
Relevent passport pages (with overseas address)
Overseas address proof: Government issued Noational Identity Card/ Driving License/ Utility bill/ Overseas bank statement/ Employe's certificates
Address proof of the blood relative you're staying along with proof of relationship